2026 — Solo build
hawa.
Personal finance that talks back.
Wealth
What you own. What you owe. The truth.
$2,800
Net worth
Cash
$4,250
Invested
$1,800
Debt
$3,250
Income
$4,800/mo
/wealth — the same data, drawn.
Just honest answers about your money.
01 — Premise
most finance apps love charts. users don't.
Most under-30s already know they spend too much on coffee. What they need is an answer to “can I afford this rent?” grounded in their real numbers — not a synthetic average across a generic budget.
ask about your money
↵/ask — answers grounded in your real numbers.
02 — Build
plaid for trust. claude for english.
Connect your bank via Plaid. Ingest your real transactions. Pair them with Claude to answer money questions in plain English. The AI sees only your data — answers are grounded, not generic.
You went to Chipotle 11 times.
— Hawa, deadpan
Goals
What you're saving for, and when you'll get there.
Can save
$480/mo
Committed
$480/mo
Remaining
$0/mo
Time to move $200 toward Emergency fund
Emergency fund
$5,000
Mo 3/25 · Feb 2028
New laptop
$1,800
Mo 2/14 · Apr 2027
Trip to Tokyo
$2,500
Mo 1/25 · Apr 2028
Move-out deposit
$1,200
Mo 5/24 · Mar 2028
/goals — write it down. hawa keeps score.
03 — Stack
the kit.
- FrontendReact 19 · Vite · TypeScript · Tailwind v4 · Framer Motion · @visx · Recharts
- MobileCapacitor 8 — iOS + Android wrappers
- BackendNode · Express 5 · TypeScript · Prisma · PostgreSQL
- AIClaude Sonnet 4.6 — streaming, deep-dive analysis, retrieval over user data
- Bank dataPlaid Link + sync pipeline
- AuthGoogle OAuth · Apple Sign In · JWT (jose + jsonwebtoken)
- PaymentsStripe — Surviving / Vibing / Thriving tiers
- InfraSupabase · Vercel · Railway / Render
- CommsResend · APNS · Discord webhooks
- AnalyticsPostHog
04 — Name
From “Ginhawa” — Filipino for the ease and relief you feel after something hard.
the exhale.
Solo build
designed it.
coded it.
shipped it.
⌁ The real thing
Next — 02
admin portal.
Built for the desk, lived on the phone.
Read the case study